Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Why Ladbrook?

  • Social Enterprise Insurance – We offer an independent broking service for UK social enterprises.  Our aim will be to improve your cover but reduce your premium.
  • We understand the day to day activities and subsequent risks that Social Enterprises face.
  • If your social enterprise work with vulnerable adults or provide services for children, we can help.  Our team have significant experience.

Social Enterprise Insurance

Ladbrook have helped a wide range of organisations organise their Social Enterprise Insurance.  We understand the importance of balancing the social ambitions of social enterprise with the commercial approach of such organisations.

Like other organisations across the third sector and business community, Social Enterprises have need for a range of public liability / employer liability covers.  Some activities might involve vulnerable individuals or service users and we have extensive experience in offering support and advice to such organisations.

Contact us for an advice led, independent review, into the insurance for your social enterprise.


Marie Hallowes

Operations Director

Social Enterprises are forward thinking, fast moving and a great asset to the third sector

Marie Hallowes, Operations Director

Customer Reviews

As a small charity, excellent service is very important to us when choosing the right insurance policy for our organisation. Ladbrook Insurance have always been very helpful when guiding us with regard to the best insurance policy.  We have used them as our broker now for three years and will continue to do so.  Their staff always give us the best of attention at all times.

Chloe Palmer, Director, Trent Rivers Trust

After several disappointing experiences with other brokers I found Ladbrook Insurance to be a breath of fresh air! Any queries I have had regarding my policy have been answered quickly and without any hassle.  The customer service is excellent. They have an extensive knowledge of their insurers and found me an excellent policy.  Thank you!

Samantha, Pass on Preloved Items

First class service from an agent who went above and beyond to source the perfect insurance for our charity, FASD Aware Northern Ireland.  Nothing was to much bother and someone was always on hand to answer any questions.  Thank you so much for all your help and for your kind and friendly service

Alison McNamara, FASD Aware NI

Social Enterprise Insurance

Social Enterprises across the UK play a significant part in delivering third sector services.  Yet, if you ask the management team of a social enterprise whether they consider themselves a charity, you will normally get a sharp, no!

A social enterprise is using the strengths of being business minded to deliver social benefit.  Unashamedly, a social enterprise will make profit, yet it will reinvest those profits to further the stated social benefits of the organisation. Thus, a social enterprise is different from a charity in some respects and similar in others.

A good social enterprise will have clearly stated goals, will typically raise funds through trading not donations and will reinvest profits for the benefit of the goals.

From an insurance perspective, Social Enterprise Insurance and Charity Insurance have similar facets.

The nature of the organisations may be different but share some insurance requirements.  A good social enterprise insurance policy will include specific policy sections for volunteers and will be comfortable with activities or services provided by or for vulnerable adults or children.  Not all mainstream insurance policies will have the breadth of public liability coverage to satisfy these requirements.