Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Charity event insurance for fetes, fundraising events, sports events and lots more
  • Protect your charity against liability claims connected to your charity event
  • Ladbrook can help organise community event insurance even if the event is on a third party premise

Charity Events Insurance

Organising an event for your charity, voluntary or community group takes an enormous amount of energy.  For the event to be successful, a lot of planning has to take place.

Of course, the majority of events go smoothly, yet there is a risk to any organisation that something could go wrong that could have a devastating impact on the charity itself.  Some common claims can be found below.

At Ladbrook we have insured events ranging from a coffee morning or jumble sale to other larger fundraising events including fetes, sports activities.  We only deal with non profit organisations and we can walk through your requirements, step by step.

Whether the event is taking part on your organisations premises, whether other local charities or businesses are attending the event, no matter how large or small; Ladbrook can help you with your event insurance needs.


Charlotte Ainsley

Administrative Support

Events are a crucial part of a charities plans to raise vital funds.  Implementing adequate insurance cover should be part of the organisational process to protect the charity against any potential claims.

Charlotte Ainsley, Administrative Support

Charity Event Insurance: Potential Claims

A sample of potential claims made against community event insurance policies.

Slips and Trips

A member of the public might trip and seek financial recompense for injury.


Inclement weather might mean that your event has to be cancelled or abandoned.  Claims could include payments for equipment and venue hire, perishable goods and the cost of producing tickets.

Falling Equipment

A structure or other piece of equipment in use at the event might fall and cause injury.

Products Liability

A product that your charity is selling at the event, perhaps food for example, causes illness or injury to the public.

Other Resources

You can read our wider guide to risk and insurance for community events here.  If your event involves a clear up, you might be interested in our guide for voluntary groups involved in litter picking.

We offer specialist insurance for firework or bonfire events: Firework Events Insurance.  We have also made available a guide for community groups considering running a bonfire / firework event.

If you are looking for street party or summer fete insurance, follow that link.  You might also be interested in this blog post concerning bouncy castles / inflatable play equipment.

Community Event Insurance

Although not an exhaustive list, we provide insurance cover for the following charity events.  If an event that your community / voluntary group is planning does not appear on the list, get in touch to discuss it.

  • Amateur dramatics
  • Animal performances with domestic animals
  • Amateur athletics events
  • Awards presentations
  • Balls and dances
  • Community barbecues
  • Barn dances
  • Bike and cycle rides
  • Bingo
  • Board games
  • Book fairs
  • Brass band performances
  • Bring and buy sales
  • Camera club exhibitions
  • Camping events
  • Canoe / kayak events (non white water)
  • Car boot sales
  • Card games
  • Careers fairs
  • Christmas carol singing / carol concerts
  • Charity auction
  • Charity collection
  • Christmas fairs
  • Christmas lights switch on (excluding installation over roadways)
  • Coffee mornings
  • Comedy shows (family)
  • Community fun days
  • Concerts (non rock / pop)
  • Conferences
  • Cookery demonstrations
  • Country fairs
  • Craft fairs
  • Dances (non disco / rave)
  • Debates (not political lobbying)
  • Dinner and dances
  • Educational workshops
  • Eisteddfod
  • Exhibitions
  • Family fun days
  • Fashion shows
  • Fetes
  • Film fairs and shows
  • Flea markets
  • Flower arranging / flower shows
  • Fun day
  • Fun runs
  • Garden open days
  • Garden party events
  • History walks
  • Jazz evenings / concerts
  • Jumble sales
  • Kiting events
  • Laser / light shows
  • Literary or poetry events
  • Marathons
  • Model club meetings (flying models are a little more technical)
  • Murder mystery nights
  • Outings / excursions
  • Processions (not political or protest marches or vehicles)
  • Productions and performances
  • Quiz nights
  • Raffles
  • Remembrance day parades
  • Sponsored events (depending on the nature of the event)
  • Sponsored swim (pool only)
  • Sponsored walks / runs
  • Street party insurance
  • Table top sales
  • Talk evenings (not political or activist)
  • Training courses
  • Treasure hunts

If the charity event is not listed, get in touch, it is likely we can still provide cover.  This list is just an example of the typical charity event insurance that we organise.

Insurance for Sports Events

All of the following sports events can be covered as long as the event is amateur only.

  • Badminton matches
  • Basketball match / competition
  • Cricket matches / competitions
  • Croquet
  • Football (not in a league or competitive basis)
  • Golf days / matches / competitions
  • Hill walking without the use of ropes
  • Hockey matches / competitions
  • Netball
  • Skittles
  • Snooker
  • Squash games / competitions
  • Swimming / snorkelling (pool only)
  • Table tennis
  • Walking or trekking (not protest or political marches)