Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Charity Employers Liability Insurance normally provides £10m of liability protection
  • Most insurers require this cover to protect the organisation for claims made by volunteers
  • We can organise liability insurance as a stand alone policy or as part of a wider combined charity insurance policy

Charity Employers Liability

Charity Employers Liability Insurance protects the organisation in the event that you are found liable for injury by an employee.

At Ladbrook we are an independent specialist charity broker, able to offer advice and not tied to one provider.

Normally insurers with will protect your liability to volunteers under their charity employers liability insurance policy but we are happy and able to offer advice to your organisation to make sure you have peace of mind.


Tim Larden

Managing Director

Charities need employers liability insurance if they employ staff, it is a legal requirement.  Volunteers are also classed as unpaid employees by almost all insurance companies.

Tim Larden, Managing Director

Customer Reviews

After several disappointing experiences with other brokers I found Ladbrook Insurance to be a breath of fresh air! Any queries I have had regarding my policy have been answered quickly and without any hassle.  The customer service is excellent. They have an extensive knowledge of their insurers and found me an excellent policy.  Thank you!

Samantha, Pass on Preloved Items

First class service from an agent who went above and beyond to source the perfect insurance for our charity, FASD Aware Northern Ireland.  Nothing was to much bother and someone was always on hand to answer any questions.  Thank you so much for all your help and for your kind and friendly service

Alison McNamara, FASD Aware NI

When we asked Ladbrook for a quote we had been looking for insurance cover for a month already with no luck.  As soon as we got in touch with Shelley and Tim we knew that they understood our sector better than anyone else. We felt that Ladbrook was genuinely interested to understand our work and to make sure that we had the right level of cover.  They also offered to review other insurance covers we had.  They worked on a very tight deadline and just before Christmas to secure cover for Micro Rainbow International.  It is the first time that we feel that our insurers actually care about protecting MRI’s important work for the community.  I am confident that this is the beginning of a long partnership.

Sebastian Rocco, Micro Rainbow International