Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • We have years of experience of working with youth groups.  We are happy to provide a face to face service and provide references.
  • We will discuss your activities at length to ensure your group is fully protected and in the event of a claim, there are no gaps in cover.
  • Specialist youth club insurance providers – We will speak to leading charity insurers to find you an inexpensive but comprehensive policy

Youth Club Insurance

At Ladbrook we have been organising youth group insurance for small and larger groups across the UK.

The nature of youth groups means that from time to time, incidents can occur which might cause the group a financial loss.  We will discuss these risks with you, from children being injured during activities, to the theft of club equipment or even allegations against the management committee.  Our experience means that we can help you arrange the insurance cover that is appropriate for your youth group.

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Marie Hallowes

Operations Director

Youth groups provide a hugely valuable service to communities across the UK, we would be delighted to help you find inexpensive but comprehensive youth group insurance.

Marie Hallowes, Operations Director

Customer Reviews

After several disappointing experiences with other brokers I found Ladbrook Insurance to be a breath of fresh air! Any queries I have had regarding my policy have been answered quickly and without any hassle.  The customer service is excellent. They have an extensive knowledge of their insurers and found me an excellent policy.  Thank you!

Samantha, Pass on Preloved Items

First class service from an agent who went above and beyond to source the perfect insurance for our charity, FASD Aware Northern Ireland.  Nothing was to much bother and someone was always on hand to answer any questions.  Thank you so much for all your help and for your kind and friendly service

Alison McNamara, FASD Aware NI

When we asked Ladbrook for a quote we had been looking for insurance cover for a month already with no luck.  As soon as we got in touch with Shelley and Tim we knew that they understood our sector better than anyone else. We felt that Ladbrook was genuinely interested to understand our work and to make sure that we had the right level of cover.  They also offered to review other insurance covers we had.  They worked on a very tight deadline and just before Christmas to secure cover for Micro Rainbow International.  It is the first time that we feel that our insurers actually care about protecting MRI’s important work for the community.  I am confident that this is the beginning of a long partnership.

Sebastian Rocco, Micro Rainbow International

Youth Group Insurance

What should my youth group consider?

Every management committee has to make decisions that are in line with the constitution and best interests of their non profit group and youth groups are no different.

However, youth group insurance can help financially protect you from claims bought against the group from a number or risks that are inherent in organising activities with children.

Public liability insurance for youth groups is an absolute essential element of cover.  Although an unpleasant consideration, particular attention should be paid to the ‘abuse’ wording which is part of the public liability cover and whether any specific endorsements or exclusions are included.

Public liability insurance for your youth group will provide financial protection if your group is sued following damage or injury to a member of the public or child during your activities.   It also includes the cost of defending a claim.

Most youth club insurance policies we organise also include an element of employers liability.  Most insurers will insure the youth groups liability to volunteers under an employers liability section.  Of course, if your youth group is large enough to employ someone, even if only on a temporary basis, employers liability is a legal requirement.

Large youth organisations may need to extend cover to include buildings and additional assets.  We can also organise cover for groups with vehicles and discuss the need to protect the management committee with a trustees indemnity policy.

Youth Club Insurance – Other Covers

Many youth groups also organise trips for children and we can discuss the need for travel insurance requirements which can be organised on a group basis.  This might be particularly important if the youth club is organising a trip which may involve exciting outdoor activities, you will want peace of mind that your youth club insurance extends to include these too.

Likewise, any events that your group organises can be fully insured.  If you know of planned events when organising your youth club insurance, it might be possible to incorporate those events into your annual policy, depending on the activities and scale of them.  Larger scale events (and sometimes bonfire night insurance cover) may need to be arranged separately.