Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Public liability insurance for homework clubs will protect if a claim is bought by a third party for damage to their person or property.  Often venues for homework clubs will insist that you have this cover.
  • Volunteers running the homework club can be insured too, normally this is managed under an employers liability insurance product

Homework Club Insurance

Many local organisations create homework clubs on a non profit basis to benefit the community.  While many schools operate homework clubs, sometimes, parents or community groups decide to set up their own.

If you are setting up or running a homework club then insurance is a consideration for your group.  Often the first time homework club insurance is thought about is when the facility (often a community library or village hall) asks the group to organise public liability insurance.

We can advise you on the relevant covers for your club and provide some pointers in the policies you might want to have in place for your club.


Marie Hallowes

Operations Director

Lots of non profit homework clubs have sprung up in community facilities, we are always happy to advise on inexpensive insurances for these activities

Marie Hallowes, Operations Director

Customer Reviews

As a small charity, excellent service is very important to us when choosing the right insurance policy for our organisation. Ladbrook Insurance have always been very helpful when guiding us with regard to the best insurance policy.  We have used them as our broker now for three years and will continue to do so.  Their staff always give us the best of attention at all times.

Chloe Palmer, Director, Trent Rivers Trust

After several disappointing experiences with other brokers I found Ladbrook Insurance to be a breath of fresh air! Any queries I have had regarding my policy have been answered quickly and without any hassle.  The customer service is excellent. They have an extensive knowledge of their insurers and found me an excellent policy.  Thank you!

Samantha, Pass on Preloved Items

First class service from an agent who went above and beyond to source the perfect insurance for our charity, FASD Aware Northern Ireland.  Nothing was to much bother and someone was always on hand to answer any questions.  Thank you so much for all your help and for your kind and friendly service

Alison McNamara, FASD Aware NI

Homework Club Insurance: Running a Successful Club

Check You Do not Need to Be Ofsted Registered

Most groups that work with children will need to register with Ofsted.  However, a number of exceptions to this rule apply which may be valid for your homework club.  Read this Ofsted Guidance and in particular, examine Annex A to see if your club is exempt.

Understand Who Will Come

It is a good idea to set a total number of spaces in the homework club that you would allow.  This means that you can plan the support you need, particularly in respect of the numbers of adults required. You can always expand the size of the club later but when setting up, set a limit.

Consider where the children are coming from and advertise accordingly.  Is it one community, one particular school?

As well as attracting pupils, you need to have a communication tree.  Mobile numbers and emails are essential.  Create a communication tree if you can to get urgent messages out such as changes in times, things you might want the children to bring or even a late cancellation.

Prepare the Study

The critical success factor in any homework club is preparing the materials.  If you get this right, the children will be entertained and the session will run smoothly.  Prepare any reference materials, test any web connections you need and always have a plan B!

Funding the Club

Some clubs do charge a fee but most of the homework clubs that we insure are run on a non profit basis.  Some clubs might make a small charge (some do this on a voluntary basis, particularly in areas of deprivation), plan this out.

You might find local charitable trusts can provide some funding for the club and it is also worth investigating grants.  While local authority funding has become much more difficult to attain in recent years, it is worth investigating if any support is available.  The UK Community Foundation has some information about support that is available.

Set Good Guidelines

Of course you want the environment for the children in the homework club to be enjoyable.  However, it is important to balance that feel good spirit with the right level of control.  Setting out good ground rules at the start is essential.

DBS Checks

You and your volunteers will be working with children and so DBS checks are essential.  It is a legal requirement for anyone working with children on a regular basis.  The Disclosure and Barring Service will check volunteers criminal records and provide peace of mind for all volunteers and parents involved in the club.  DBS checks can be done through several online providers but your local Voluntary Action or CVS organisation might also provide this service.