Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Public liability insurance for choirs – Often venues you may wish to use will insist on this cover
  • Employers liability – This will extend cover for choirs to include volunteers
  • Choir assets – Often a choir will require some cover for choir owned gowns, instruments or production equipment
  • Activities – We will discuss your full activities from rehearsals, to productions, other sessions and fundraising events
Choir Insurance

Choirs of all shapes and sizes need to organise insurance cover.  Often venues will insist on public liability insurance being in place for your choir before hiring a premises out.

Claims might also be bought by members of the public or choir members if they are injured as part of choir activities.  Claims like this are thankfully rare and choir insurance premiums reflect this.

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Marie Hallowes

Operations Director

We have arranged choir insurance for a variety of singing and performance groups and would be delighted to offer you our advice and our independent services.

Marie Hallowes, Operations Director

Customer Reviews

After several disappointing experiences with other brokers I found Ladbrook Insurance to be a breath of fresh air! Any queries I have had regarding my policy have been answered quickly and without any hassle.  The customer service is excellent. They have an extensive knowledge of their insurers and found me an excellent policy.  Thank you!

Samantha, Pass on Preloved Items

First class service from an agent who went above and beyond to source the perfect insurance for our charity, FASD Aware Northern Ireland.  Nothing was to much bother and someone was always on hand to answer any questions.  Thank you so much for all your help and for your kind and friendly service

Alison McNamara, FASD Aware NI

When we asked Ladbrook for a quote we had been looking for insurance cover for a month already with no luck.  As soon as we got in touch with Shelley and Tim we knew that they understood our sector better than anyone else. We felt that Ladbrook was genuinely interested to understand our work and to make sure that we had the right level of cover.  They also offered to review other insurance covers we had.  They worked on a very tight deadline and just before Christmas to secure cover for Micro Rainbow International.  It is the first time that we feel that our insurers actually care about protecting MRI’s important work for the community.  I am confident that this is the beginning of a long partnership.

Sebastian Rocco, Micro Rainbow International

Choir Insurance

Often choir insurance is essential simply because the premises that you want to use (eg. church, community hall or local authority facility) require you to have public liability insurance for the choir to be in place.  The reason that a premises or facility owner asks for this is that they want to be protected in case the choir damages the premises and having an insurance policy for such an eventuality offers some protection.

This public liability cover will also mean that the choir has some protection in the event that a member of the public makes an allegation.  Although such claims might be rare, an audience member might allege that an accident was the fault of the choir and this cover will provide financial support in defending against such an allegation and protection in case a financial payment to compensate the claimant is ever made.

This cover can be extended to include volunteers and members of the choir.  This often requires an employers liability insurance cover.

Some choirs require cover for contents.  These items may be kept at a third party premises or a choir members home and we can advise on insuring property such as gowns, props, production equipment, music and instruments.

We can also discuss the need for trustee indemnity insurance and the protection that this might offer the management committee of a choir.