Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Public liability insurance for choirs – Often venues you may wish to use will insist on this cover
  • Employers liability – This will extend cover for choirs to include volunteers
  • Choir assets – Often a choir will require some cover for choir owned gowns, instruments or production equipment
  • Activities – We will discuss your full activities from rehearsals, to productions, other sessions and fundraising events
Choir Insurance

Choirs of all shapes and sizes need to organise insurance cover.  Often venues will insist on public liability insurance being in place for your choir before hiring a premises out.

Claims might also be bought by members of the public or choir members if they are injured as part of choir activities.  Claims like this are thankfully rare and choir insurance premiums reflect this.


Marie Hallowes

Operations Director

We have arranged choir insurance for a variety of singing and performance groups and would be delighted to offer you our advice and our independent services.

Marie Hallowes, Operations Director

Customer Reviews

Ladbrook couldn’t have been more helpful. They are prompt, reliable and understanding – would not hesitate to recommend

Chris Salt of Edgeways Production CIC

I run a small non-profit community choir and for us to perform in most venues, we need public liability insurance.  This was all new to us but Chris at Ladbrook gave excellent advice and a great value policy that suits our needs perfectly, all done in a courteous and expedient manner.  I would highly recommend them.

Neil at Vinters Voices

We have trusted Ladbrook with our insurance for over a decade and that commitment alone should be testament to how satisfied we are with the service they provide. Ladbrook have always been flexible to our needs as our organisation has grown and are still the most competitive provider we have found. They are professional, friendly, and show a genuine interest in our work as a not for profit organisation. We don’t have plans to switch to another provider any time soon…

Steven, Higher Rhythm Ltd

Choir Insurance

Often choir insurance is essential simply because the premises that you want to use (eg. church, community hall or local authority facility) require you to have public liability insurance for the choir to be in place.  The reason that a premises or facility owner asks for this is that they want to be protected in case the choir damages the premises and having an insurance policy for such an eventuality offers some protection.

This public liability cover will also mean that the choir has some protection in the event that a member of the public makes an allegation.  Although such claims might be rare, an audience member might allege that an accident was the fault of the choir and this cover will provide financial support in defending against such an allegation and protection in case a financial payment to compensate the claimant is ever made.

This cover can be extended to include volunteers and members of the choir.  This often requires an employers liability insurance cover.

Some choirs require cover for contents.  These items may be kept at a third party premises or a choir members home and we can advise on insuring property such as gowns, props, production equipment, music and instruments.

We can also discuss the need for trustee indemnity insurance and the protection that this might offer the management committee of a choir.