Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • A claim against your community group from an injured volunteer, member of the public or employee
  • Claims made against the group that might become liable to the trustees unless effective community group insurance is in place
  • Damage to property or assets which your community group owns or happen to be responsible for


We can help your community group organise appropriate public liability insurance and employers liability insurance.

Community Group Insurance

We work with insurers that can offer very low premiums designed to help meet the liability insurance needs of the thousands of community groups around the United Kingdom.  We can provide you with advice on your Community Group Liability Insurance needs and because we are independent, we are able to negotiate with a range of charity insurance companies to help arrange your community group insurance.

Identifying the risks to service users and volunteers is important so that your community group can continue to offer services which are often unavailable through any other local sources.

If you wish to find out more and to see whether Ladbrook can assist your particular organisation, feel free to put to us any questions that you might have. We look forward to hearing from you.


Marie Hallowes

Operations Director

Community Groups offer valuable local services assisting and supporting lots of individuals.  Identifying the risks for community groups and protecting volunteers and service users is important.

Marie Hallowes, Operations Director

Customer Reviews

As a small charity, excellent service is very important to us when choosing the right insurance policy for our organisation. Ladbrook Insurance have always been very helpful when guiding us with regard to the best insurance policy.  We have used them as our broker now for three years and will continue to do so.  Their staff always give us the best of attention at all times.

Chloe Palmer, Director, Trent Rivers Trust

After several disappointing experiences with other brokers I found Ladbrook Insurance to be a breath of fresh air! Any queries I have had regarding my policy have been answered quickly and without any hassle.  The customer service is excellent. They have an extensive knowledge of their insurers and found me an excellent policy.  Thank you!

Samantha, Pass on Preloved Items

First class service from an agent who went above and beyond to source the perfect insurance for our charity, FASD Aware Northern Ireland.  Nothing was to much bother and someone was always on hand to answer any questions.  Thank you so much for all your help and for your kind and friendly service

Alison McNamara, FASD Aware NI

Community Group Insurance

We insure over 1,000 non profit groups across the UK.  Our clients are diverse and range from singing, history societies, litter picking groups, community libraries to those working with animals, children and even dangerous tools!

Our team offer advice on all forms of community group insurance.  We can discuss your activities and assess your need for the various cover options available such as public liability, employers liability, professional indemnity, trustees indemnity as well as many others.

We would be delighted to hear from you and see if we can assist with your insurance for a community group.

Other useful links:

Community Groups preparing for a bonfire night.

Managing a Community Event

What Insurance Do We Need?

Community Groups and Litter Picks