Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • We will ensure all fixtures, fittings and stock are protected, including donated goods
  • We can discuss the need for personal accident cover for volunteers and employees in the shop
  • We can tailor a charity shop insurance product to include the buildings within the policy

Charity Retail Insurance

Many charity groups open charity shops as a key part of their fundraising and community activities.

Charity shop insurance considerations will include the buildings, contents (both fixtures and stock), liability to the public, employees and volunteers as well as business interruption.

Typically the retail outlet forms one part of the charity operations and at Ladbrook we normally organise cover as part of a wider insurance policy, covering all aspects of the charities activities.  Yet, we can provide charity shop insurance in isolation too.


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Marie Hallowes

Operations Director

Charity shops have considerations including stock, fixtures, improvements to the building as well as the liabilities to the public, staff and volunteers.

Marie Hallowes, Operations Director

Customer Reviews

Ladbrook couldn’t have been more helpful. They are prompt, reliable and understanding – would not hesitate to recommend

Chris Salt of Edgeways Production CIC

Our walking group recently had to organise insurances for ourselves as our local authority withdrew its support due to financial restraints. We have been extremely satisfied with the way Ladbrook Insurance dealt with our enquiry and the speed with which they arranged a competitive quotation with the ease with which they dealt with our requirements. We can thoroughly recommend their services.

John, Towcester and Brackley Nordic Walking Group

We have been very satisfied with the responsive and professional service that Ladbrook have provided to Working for Walton. They quickly researched the most appropriate and cost effective insurance for our requirements and have advised our community group effectively on our options.

Karen, Working for Walton