Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Why Ladbrook?

  • Social Enterprise Insurance – We offer an independent broking service for UK social enterprises.  Our aim will be to improve your cover but reduce your premium.
  • We understand the day to day activities and subsequent risks that Social Enterprises face.
  • If your social enterprise work with vulnerable adults or provide services for children, we can help.  Our team have significant experience.

Social Enterprise Insurance

Ladbrook have helped a wide range of organisations organise their Social Enterprise Insurance.  We understand the importance of balancing the social ambitions of social enterprise with the commercial approach of such organisations.

Like other organisations across the third sector and business community, Social Enterprises have need for a range of public liability / employer liability covers.  Some activities might involve vulnerable individuals or service users and we have extensive experience in offering support and advice to such organisations.

Contact us for an advice led, independent review, into the insurance for your social enterprise.


Marie Hallowes

Operations Director

Social Enterprises are forward thinking, fast moving and a great asset to the third sector

Marie Hallowes, Operations Director

Customer Reviews

Doodleaid would like to thank Ladbrook for their service, professionalism, speed of service and friendliness.  All staff were very helpful and we would have no hesitation in recommending Ladbrook.

Bev, Doodleaid

Very many thanks for getting the paperwork back to us today.

Sylvia also asked that I send the thanks and appreciation of everyone connected with Mental Health Aberdeen, for the skillful negotiations you have demonstrated – as evidenced by the affordability of our new policy. We shall certainly be recommending your brokerage, but especially the efficiency and friendliness of your team, to other charitable organisations in our area.

I hope you have a great weekend and once again, thank you all so very much.

Bea, Mental Health Aberdeen

We have just finalised our 7th annual insurance renewal through Ladbrook Insurance and are very happy with the service received. The Account Handlers have always striven to offer competitive quotes and answered any queries or given further explanations by email or phone as appropriate and we have found this personal touch not only professional but also very reassuring


Social Enterprise Insurance

Social Enterprises across the UK play a significant part in delivering third sector services.  Yet, if you ask the management team of a social enterprise whether they consider themselves a charity, you will normally get a sharp, no!

A social enterprise is using the strengths of being business minded to deliver social benefit.  Unashamedly, a social enterprise will make profit, yet it will reinvest those profits to further the stated social benefits of the organisation. Thus, a social enterprise is different from a charity in some respects and similar in others.

A good social enterprise will have clearly stated goals, will typically raise funds through trading not donations and will reinvest profits for the benefit of the goals.

From an insurance perspective, Social Enterprise Insurance and Charity Insurance have similar facets.

The nature of the organisations may be different but share some insurance requirements.  A good social enterprise insurance policy will include specific policy sections for volunteers and will be comfortable with activities or services provided by or for vulnerable adults or children.  Not all mainstream insurance policies will have the breadth of public liability coverage to satisfy these requirements.