Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • We can organise charity public liability insurance as a stand alone policy or combine it with other covers to meet the needs of your organisation
  • We only deal with charities and can access specialist charity liability products from a range of insurers
  • We offer advice even to small charities to help you understand the exposures that your charity has

Charity Public Liability Insurance

Most charities first contact Ladbrook because they have a concern or a specific requirement to insure their organisation for their public liability.  Charity Public Liability Insurance covers your non profit organisation if you are held liable for losses from damage or injury to a third party.

We are independent and advised.  This means we can access different insurance products and offer advice on the appropriate level of cover for your charity.

While a few insurers will treat volunteers as members of the public, most require an Employers Liability Insurance policy.  Contact us to discuss your charity public liability insurance needs.

Sally Adams-Armitage

Account Handler

Although not a legal requirement Public Liability offers protection against claims for injury caused by negligence and damage to third party property.  Without this cover an organisation would still be liable and have to find funds to cover any award to a claimant.  It would therefore be remiss not to consider cover and in most cases is required to ensure the group are adequately protected.

Sally Adams-Armitage

Customer Reviews

Doodleaid would like to thank Ladbrook for their service, professionalism, speed of service and friendliness.  All staff were very helpful and we would have no hesitation in recommending Ladbrook.

Bev, Doodleaid

Very many thanks for getting the paperwork back to us today.

Sylvia also asked that I send the thanks and appreciation of everyone connected with Mental Health Aberdeen, for the skillful negotiations you have demonstrated – as evidenced by the affordability of our new policy. We shall certainly be recommending your brokerage, but especially the efficiency and friendliness of your team, to other charitable organisations in our area.

I hope you have a great weekend and once again, thank you all so very much.

Bea, Mental Health Aberdeen

We have just finalised our 7th annual insurance renewal through Ladbrook Insurance and are very happy with the service received. The Account Handlers have always striven to offer competitive quotes and answered any queries or given further explanations by email or phone as appropriate and we have found this personal touch not only professional but also very reassuring


Charity Public Liability Insurance

Other Resources:

Advice from the Government on how to insure your charity

A Government Guide: Charities and Insurance

Our blog concerning authorities and public liability insurance obligations: Contractual Insurance Obligations