Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Charity Employers Liability Insurance normally provides £10m of liability protection
  • Most insurers require this cover to protect the organisation for claims made by volunteers
  • We can organise liability insurance as a stand alone policy or as part of a wider combined charity insurance policy

Charity Employers Liability

Charity Employers Liability Insurance protects the organisation in the event that you are found liable for injury by an employee.

At Ladbrook we are an independent specialist charity broker, able to offer advice and not tied to one provider.

Normally insurers with will protect your liability to volunteers under their charity employers liability insurance policy but we are happy and able to offer advice to your organisation to make sure you have peace of mind.


Tim Larden

Managing Director

Charities need employers liability insurance if they employ staff, it is a legal requirement.  Volunteers are also classed as unpaid employees by almost all insurance companies.

Tim Larden, Managing Director

Customer Reviews

Doodleaid would like to thank Ladbrook for their service, professionalism, speed of service and friendliness.  All staff were very helpful and we would have no hesitation in recommending Ladbrook.

Bev, Doodleaid

Very many thanks for getting the paperwork back to us today.

Sylvia also asked that I send the thanks and appreciation of everyone connected with Mental Health Aberdeen, for the skillful negotiations you have demonstrated – as evidenced by the affordability of our new policy. We shall certainly be recommending your brokerage, but especially the efficiency and friendliness of your team, to other charitable organisations in our area.

I hope you have a great weekend and once again, thank you all so very much.

Bea, Mental Health Aberdeen

We have just finalised our 7th annual insurance renewal through Ladbrook Insurance and are very happy with the service received. The Account Handlers have always striven to offer competitive quotes and answered any queries or given further explanations by email or phone as appropriate and we have found this personal touch not only professional but also very reassuring