Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Public liability insurance for homework clubs will protect if a claim is bought by a third party for damage to their person or property.  Often venues for homework clubs will insist that you have this cover.
  • Volunteers running the homework club can be insured too, normally this is managed under an employers liability insurance product

Homework Club Insurance

Many local organisations create homework clubs on a non profit basis to benefit the community.  While many schools operate homework clubs, sometimes, parents or community groups decide to set up their own.

If you are setting up or running a homework club then insurance is a consideration for your group.  Often the first time homework club insurance is thought about is when the facility (often a community library or village hall) asks the group to organise public liability insurance.

We can advise you on the relevant covers for your club and provide some pointers in the policies you might want to have in place for your club.


Marie Hallowes

Operations Director

Lots of non profit homework clubs have sprung up in community facilities, we are always happy to advise on inexpensive insurances for these activities

Marie Hallowes, Operations Director

Customer Reviews

Doodleaid would like to thank Ladbrook for their service, professionalism, speed of service and friendliness.  All staff were very helpful and we would have no hesitation in recommending Ladbrook.

Bev, Doodleaid

Very many thanks for getting the paperwork back to us today.

Sylvia also asked that I send the thanks and appreciation of everyone connected with Mental Health Aberdeen, for the skillful negotiations you have demonstrated – as evidenced by the affordability of our new policy. We shall certainly be recommending your brokerage, but especially the efficiency and friendliness of your team, to other charitable organisations in our area.

I hope you have a great weekend and once again, thank you all so very much.

Bea, Mental Health Aberdeen

We have just finalised our 7th annual insurance renewal through Ladbrook Insurance and are very happy with the service received. The Account Handlers have always striven to offer competitive quotes and answered any queries or given further explanations by email or phone as appropriate and we have found this personal touch not only professional but also very reassuring


Homework Club Insurance: Running a Successful Club

Check You Do not Need to Be Ofsted Registered

Most groups that work with children will need to register with Ofsted.  However, a number of exceptions to this rule apply which may be valid for your homework club.  Read this Ofsted Guidance and in particular, examine Annex A to see if your club is exempt.

Understand Who Will Come

It is a good idea to set a total number of spaces in the homework club that you would allow.  This means that you can plan the support you need, particularly in respect of the numbers of adults required. You can always expand the size of the club later but when setting up, set a limit.

Consider where the children are coming from and advertise accordingly.  Is it one community, one particular school?

As well as attracting pupils, you need to have a communication tree.  Mobile numbers and emails are essential.  Create a communication tree if you can to get urgent messages out such as changes in times, things you might want the children to bring or even a late cancellation.

Prepare the Study

The critical success factor in any homework club is preparing the materials.  If you get this right, the children will be entertained and the session will run smoothly.  Prepare any reference materials, test any web connections you need and always have a plan B!

Funding the Club

Some clubs do charge a fee but most of the homework clubs that we insure are run on a non profit basis.  Some clubs might make a small charge (some do this on a voluntary basis, particularly in areas of deprivation), plan this out.

You might find local charitable trusts can provide some funding for the club and it is also worth investigating grants.  While local authority funding has become much more difficult to attain in recent years, it is worth investigating if any support is available.  The UK Community Foundation has some information about support that is available.

Set Good Guidelines

Of course you want the environment for the children in the homework club to be enjoyable.  However, it is important to balance that feel good spirit with the right level of control.  Setting out good ground rules at the start is essential.

DBS Checks

You and your volunteers will be working with children and so DBS checks are essential.  It is a legal requirement for anyone working with children on a regular basis.  The Disclosure and Barring Service will check volunteers criminal records and provide peace of mind for all volunteers and parents involved in the club.  DBS checks can be done through several online providers but your local Voluntary Action or CVS organisation might also provide this service.