Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • Public liability insurance for choirs – Often venues you may wish to use will insist on this cover
  • Employers liability – This will extend cover for choirs to include volunteers
  • Choir assets – Often a choir will require some cover for choir owned gowns, instruments or production equipment
  • Activities – We will discuss your full activities from rehearsals, to productions, other sessions and fundraising events
Choir Insurance

Choirs of all shapes and sizes need to organise insurance cover.  Often venues will insist on public liability insurance being in place for your choir before hiring a premises out.

Claims might also be bought by members of the public or choir members if they are injured as part of choir activities.  Claims like this are thankfully rare and choir insurance premiums reflect this.


Marie Hallowes

Operations Director

We have arranged choir insurance for a variety of singing and performance groups and would be delighted to offer you our advice and our independent services.

Marie Hallowes, Operations Director

Customer Reviews

Doodleaid would like to thank Ladbrook for their service, professionalism, speed of service and friendliness.  All staff were very helpful and we would have no hesitation in recommending Ladbrook.

Bev, Doodleaid

Very many thanks for getting the paperwork back to us today.

Sylvia also asked that I send the thanks and appreciation of everyone connected with Mental Health Aberdeen, for the skillful negotiations you have demonstrated – as evidenced by the affordability of our new policy. We shall certainly be recommending your brokerage, but especially the efficiency and friendliness of your team, to other charitable organisations in our area.

I hope you have a great weekend and once again, thank you all so very much.

Bea, Mental Health Aberdeen

We have just finalised our 7th annual insurance renewal through Ladbrook Insurance and are very happy with the service received. The Account Handlers have always striven to offer competitive quotes and answered any queries or given further explanations by email or phone as appropriate and we have found this personal touch not only professional but also very reassuring


Choir Insurance

Often choir insurance is essential simply because the premises that you want to use (eg. church, community hall or local authority facility) require you to have public liability insurance for the choir to be in place.  The reason that a premises or facility owner asks for this is that they want to be protected in case the choir damages the premises and having an insurance policy for such an eventuality offers some protection.

This public liability cover will also mean that the choir has some protection in the event that a member of the public makes an allegation.  Although such claims might be rare, an audience member might allege that an accident was the fault of the choir and this cover will provide financial support in defending against such an allegation and protection in case a financial payment to compensate the claimant is ever made.

This cover can be extended to include volunteers and members of the choir.  This often requires an employers liability insurance cover.

Some choirs require cover for contents.  These items may be kept at a third party premises or a choir members home and we can advise on insuring property such as gowns, props, production equipment, music and instruments.

We can also discuss the need for trustee indemnity insurance and the protection that this might offer the management committee of a choir.