Choir Insurance
Choirs of all shapes and sizes need to organise insurance cover. Often venues will insist on public liability insurance being in place for your choir before hiring a premises out.
Claims might also be bought by members of the public or choir members if they are injured as part of choir activities. Claims like this are thankfully rare and choir insurance premiums reflect this.
Marie HallowesOperations Director
We have arranged choir insurance for a variety of singing and performance groups and would be delighted to offer you our advice and our independent services.
Marie Hallowes, Operations Director
Choir Insurance
Often choir insurance is essential simply because the premises that you want to use (eg. church, community hall or local authority facility) require you to have public liability insurance for the choir to be in place. The reason that a premises or facility owner asks for this is that they want to be protected in case the choir damages the premises and having an insurance policy for such an eventuality offers some protection.
This public liability cover will also mean that the choir has some protection in the event that a member of the public makes an allegation. Although such claims might be rare, an audience member might allege that an accident was the fault of the choir and this cover will provide financial support in defending against such an allegation and protection in case a financial payment to compensate the claimant is ever made.
This cover can be extended to include volunteers and members of the choir. This often requires an employers liability insurance cover.
Some choirs require cover for contents. These items may be kept at a third party premises or a choir members home and we can advise on insuring property such as gowns, props, production equipment, music and instruments.
We can also discuss the need for trustee indemnity insurance and the protection that this might offer the management committee of a choir.