Charity Insurance | Social Enterprises | Voluntary Organisations | Community Groups

Typical Risks

  • A claim against your community group from an injured volunteer, member of the public or employee
  • Claims made against the group that might become liable to the trustees unless effective community group insurance is in place
  • Damage to property or assets which your community group owns or happen to be responsible for


We can help your community group organise appropriate public liability insurance and employers liability insurance.

Community Group Insurance

We work with insurers that can offer very low premiums designed to help meet the liability insurance needs of the thousands of community groups around the United Kingdom.  We can provide you with advice on your Community Group Liability Insurance needs and because we are independent, we are able to negotiate with a range of charity insurance companies to help arrange your community group insurance.

Identifying the risks to service users and volunteers is important so that your community group can continue to offer services which are often unavailable through any other local sources.

If you wish to find out more and to see whether Ladbrook can assist your particular organisation, feel free to put to us any questions that you might have. We look forward to hearing from you.


Marie Hallowes

Operations Director

Community Groups offer valuable local services assisting and supporting lots of individuals.  Identifying the risks for community groups and protecting volunteers and service users is important.

Marie Hallowes, Operations Director

Customer Reviews

Doodleaid would like to thank Ladbrook for their service, professionalism, speed of service and friendliness.  All staff were very helpful and we would have no hesitation in recommending Ladbrook.

Bev, Doodleaid

Very many thanks for getting the paperwork back to us today.

Sylvia also asked that I send the thanks and appreciation of everyone connected with Mental Health Aberdeen, for the skillful negotiations you have demonstrated – as evidenced by the affordability of our new policy. We shall certainly be recommending your brokerage, but especially the efficiency and friendliness of your team, to other charitable organisations in our area.

I hope you have a great weekend and once again, thank you all so very much.

Bea, Mental Health Aberdeen

We have just finalised our 7th annual insurance renewal through Ladbrook Insurance and are very happy with the service received. The Account Handlers have always striven to offer competitive quotes and answered any queries or given further explanations by email or phone as appropriate and we have found this personal touch not only professional but also very reassuring


Community Group Insurance

We insure over 1,000 non profit groups across the UK.  Our clients are diverse and range from singing, history societies, litter picking groups, community libraries to those working with animals, children and even dangerous tools!

Our team offer advice on all forms of community group insurance.  We can discuss your activities and assess your need for the various cover options available such as public liability, employers liability, professional indemnity, trustees indemnity as well as many others.

We would be delighted to hear from you and see if we can assist with your insurance for a community group.

Other useful links:

Community Groups preparing for a bonfire night.

Managing a Community Event

What Insurance Do We Need?

Community Groups and Litter Picks